For over 200 years newlyweds have been celebrating their honeymoon at one of the largest waterfalls in the world. Now you probably already know what I’m talking about but in case you need another hint, in this unique city you’ll find that you’re going to typically pay a good 10-15% more on things just because. And they’ll throw a “tourism tax” on top without telling you.

Yes - you guessed it. Beautiful, awkward, hilly, Niagara Falls. If you’ve been to Niagara Falls then you already know one of the first Come To Jesus Moments you have is the fact that you’re going to spend a lot of money in a short period of time. It’s a short period of time because, well, WHY ARE YOU SPENDING A LONG PERIOD OF TIME IN NIAGARA FALLS?

And you’ll spend a lot of money because Niagara Falls is a tourist trap

For years I scoffed at the prices of everything in Niagara Falls. My only saving grace was winning money at the casino to offset the gauging in the restaurants and tourist areas.

Everyone always knew Niagara Falls was pricey but recently a report was done on just how bad it really is to spend money there. The conclusion was that Niagara Falls is one of the worst tourist traps in the WORLD. So basically they’re attracting newlyweds from around the world and then sucking all of their money from them.

Anyone else getting Mr. Burns vibes just reading this?

This week's issue is a 3 minute read:

💳️ The most dangerous acronym in the world

🀄️ World Series of…..Mahjong

🤖 Meet your new robot boss

Apple Pay…later

Here’s an acronym you’ve probably been subconsciously exposed to thousands of times and didn’t realize how dangerous it really was: BNPL or buy now pay later. Move over The Brick and Leon’s, the world has finally caught up with your innovation of financing furniture years in advance.

Apple recently launched their own version of BNPL with Apple Pay for purchases ranging from $50 to $1000, where users can split a purchase up into as much as 4 interest and fee free payments over six weeks. What a mouthful.

So now, if you were not familiar with BNPL apps like Affirm or Klarna, have no fear, Apple is going to give you the ability to go into debt natively on your phone. Meanwhile stats show in 2020 7.9% of users who used BNPL apps had at least one late payment. In 2021 that number jumped to 10.5% of users. In 2023, 46% of BNPL users expect to make a late payment on a purchase. Anyone else picturing a massive hole that just keeps getting dug deeper and deeper?

The majority of BNPL users are Gen Z and Millenials, because We DoN’t BeLiEvE iN cReDiT cArDs. Bruh - I wish I could believe my credit card bill away.

Garages around the world are in mourning

On the street where I grew up there were two houses that held intense Mahjong games in their garages multiple nights of the week. I knew they were intense because the street was always lined with cars on both sides and there were always loud voices and Mahjong tables being slammed like Jamaicans playing dominoes.

I recently came across the 2015 World Series of Mahjong and this lady who did not take a breath while she “called the action”.

Now I know nothing about Mahjong, other than you can gamble on it. But the fact that there was a World Series for it peaked my interest. Surely there had to be a ton of other tournaments and content online for this. NOPE. They ran four tournaments between 2008 to 2015 and that was it.

I decided to go deeper into the world of Mahjong and found that LA was copying what I saw on my street growing up. Except it was young, cool looking people drinking and playing Mahjong to a DJ. And then I realized Mahjong has always been this game played behind the scenes, because, well, triads. So maybe the World Series is still going on…just not in public.

My knee is still injured - I find anything interesting on the internet these days

Imagine hiring AI as your CEO

No, no, no - not Allen Iverson. The other AI that doesn’t have a lifetime deal with Reebok.

NetDragon Websoft, a gaming company out of China, appointed an AI bot named Tang Yu as their CEO in August. And share prices of the company rose for six months after…obviously🤪. The AI was brought on board to help with strategic decision making. My question is, what does this say about the senior leadership team? Who wants a chatbot to outshine you at work, especially when you’re an executive at a billion dollar company?

It got me thinking, what if other companies hired an AI as their CEO? Would we notice a difference?

Meta - probably not.

Google - probably would make their products better.

Tesla - how do we know he’s not already an AI being 🙃 

Hmm, what kind of boss do you think Allen Iverson would actually be?